‘I did, when I was about 21… I’d just got a car. Stripped and submerged myself… really took my breath… bit scary really, heart beating like mad… I thought what if I had a heart attack or something, they wouldn’t find me for days.’

She looks around, then tilts her head slightly and keeps still for a second. I listen too, wondering if she’s heard someone approaching. Then she stands unexpectedly, unzips her dress, slides the straps from her shoulders and lets it fall onto the rock. My eyes are instantly drawn to her dark brown nipples that pucker then start to grow. What a gorgeous body. I never tire looking at it, consuming every tiny detail: her tight, smooth belly; firm, round buttocks; taut, slender thighs; slight, square shoulders; pert yet full breasts.

‘What are you waiting for? Into the fountain of youth!’ Again she looks around and when she’s sure we’re alone, quickly takes off her knickers and sits besides me again. Once more her feet are in the stream, but now she eases herself off the smooth rock till her feet touch the bottom. I can’t help but stare at her neatly trimmed pubic hair and the inviting gap between her thighs. She gasps and her breath comes in short cries. The water is only up to her thighs but I can tell she won’t be able to stand it in there for long. Suddenly she drops and vanishes below the surface… one, two, three, four, five… an explosion of water soaks me as she surfaces and a gasp of air echoes around me as she destroys the silence.

‘Oh… Je…sus… it’s co…..ld!’ and quickly she is out beside me on the rock, taking its heat, hugging her knees, teeth chattering.

‘I warned you!’ I hug her wet body to me and she shakes her hair, splashing me with the icy drops.

‘Wow, it was worth it – you were right, I feel so alive,’ and she brushes the water off her shoulders, tits and belly. The gleaming silver droplets momentarily suspended in the short hairs between her legs transfix me. She sees me staring. Her right arm covers her breasts, left hand slides between her legs to cover her vulva and she makes me a proposition. ‘If you…’ She bites her lip as she thinks, puts on a lisping, little-girl voice. ‘If you go right under, I’ll show you thish… you can shtare all you want!’ Her eyes glance down to where her hand is now massaging. ‘Might even let you… touch it!’ Her eyes dare me. ‘Well then?’

God, she turns me on. I begin to rise to her challenge and then I stand up…

I peel off my T-shirt and she giggles. I unfasten and pull down my trousers and she covers her eyes.

‘Why is it shwollen like dat?’ She prods the black material that houses it. I realise the sun is burning my naked skin. What a gorgeous day. My thumbs go under the elastic and my cock pops out of my pants. It’s horizontal and right in front of her eyes. She rolls them round and round. ‘Ooh! Dat is weally, weally big.’ She massages herself some more, slips out of character as she releases a very womanly sigh, then wipes some of her juice onto my exposed glans with her fingers. ‘The man’s lollipop needs a wash now,